Retirement Builders

Disclaimer

Effective date: 22 October 2026

Education only

Retirement Builders (“we”, “us”) publishes general, impersonal information and generic calculators about retirement for educational purposes only. Nothing on this website, in our newsletter or on our social media channels (such as X), where available, is financial, investment, tax, legal, pension or insurance advice, and nothing is a recommendation to buy, sell, hold, switch or choose any product or service.

We do not know your personal situation, goals or risk tolerance, and our content does not take them into account. We are not registered or licensed as a financial adviser, investment adviser, tax adviser, broker, insurance intermediary or lawyer in any country.

No guarantees

Calculator results are estimates based on the inputs you enter and the assumptions shown on each page (for example returns, inflation and withdrawal rates). They are not forecasts, promises or guarantees. Past returns and historical studies do not guarantee future results. Your actual outcome can be better or worse.

Figures may be out of date

Pension, tax and social security rules differ by country and change often. We show a source and a date with official figures, but we cannot guarantee that every figure is complete, correct or current at the moment you read it. Always check the figures yourself against the official source linked on the page before you rely on them.

Use at your own risk

You use this website and its tools at your own risk. Before you make a financial, tax or legal decision, consider speaking with a qualified, licensed professional in your country who can look at your full situation.

Limitation of liability

The website and its content are provided “as is” and “as available”, without warranties of any kind, express or implied, to the extent permitted by law. To the fullest extent permitted by applicable law, Retirement Builders is not liable for any loss or damage, direct or indirect, arising from the use of, or reliance on, this website, its calculators, our newsletter or any linked third-party website. Nothing in this disclaimer limits or excludes liability that cannot be limited or excluded under applicable law.

We link to official sources, research and other third-party websites. We do not control them and are not responsible for their content, availability or privacy practices.

Australia: general advice warning

Any information on this website is general in nature. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you. If it relates to acquiring a financial product, read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making a decision, and consider seeking advice from a licensed financial adviser. Retirement Builders does not hold an Australian Financial Services Licence. Our calculators do not compare or recommend superannuation products.

We currently have no affiliate partners. See our Affiliate disclosure for what happens if that changes.

Contact

Questions or corrections: info@retirement-builders.net

Last updated: 2026-10-17