.tool-hero[data-astro-cid-fxto7ava]{padding-top:2.5rem;padding-bottom:3rem}.tool-hero[data-astro-cid-fxto7ava] h1[data-astro-cid-fxto7ava]{margin-top:.4rem}.tool-grid[data-astro-cid-fxto7ava]{grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);align-items:start;gap:1.5rem;margin:2rem 0 0;display:grid}@media (width<=860px){.tool-grid[data-astro-cid-fxto7ava]{grid-template-columns:1fr}}.tool-form[data-astro-cid-fxto7ava]{border-radius:18px;padding:1.75rem}.field[data-astro-cid-fxto7ava]{flex-direction:column;gap:.35rem;margin-bottom:1.15rem;display:flex}.field[data-astro-cid-fxto7ava][hidden]{display:none}.field-row[data-astro-cid-fxto7ava]{grid-template-columns:1fr 1fr;gap:.85rem;display:grid}@media (width<=420px){.field-row[data-astro-cid-fxto7ava]{grid-template-columns:1fr}}label[data-astro-cid-fxto7ava]{color:var(--ink);font-size:.95rem;font-weight:800}.unit[data-astro-cid-fxto7ava]{color:var(--muted);font-weight:500}input[data-astro-cid-fxto7ava][type=number],select[data-astro-cid-fxto7ava]{border:1.5px solid var(--field-border);width:100%;color:var(--fg);background:#fff;border-radius:10px;padding:.75rem .9rem;font-size:1.02rem;transition:border-color .15s,box-shadow .15s}input[data-astro-cid-fxto7ava][type=number]:hover,select[data-astro-cid-fxto7ava]:hover{border-color:var(--ink)}input[data-astro-cid-fxto7ava][type=number]:focus-visible,select[data-astro-cid-fxto7ava]:focus-visible{outline:3px solid var(--ember);outline-offset:1px;border-color:var(--ink)}input[data-astro-cid-fxto7ava][aria-invalid=true]{border-color:var(--ember-text);background:#fffaf5}.hint[data-astro-cid-fxto7ava]{color:var(--muted);margin:0;font-size:.85rem}.mix-line[data-astro-cid-fxto7ava]{color:var(--ink);font-weight:700}.example-note[data-astro-cid-fxto7ava]{color:var(--ember-text);margin:0;font-size:.8rem;font-weight:700}.error[data-astro-cid-fxto7ava]{color:var(--ember-text);background:var(--ember-soft);border-left:3px solid var(--ember);border-radius:0 8px 8px 0;margin:0;padding:.5rem .75rem;font-weight:800}.error[data-astro-cid-fxto7ava][hidden]{display:none}fieldset[data-astro-cid-fxto7ava]{border:0;min-width:0;margin:0 0 1.15rem;padding:0}legend[data-astro-cid-fxto7ava]{color:var(--ink);margin-bottom:.35rem;padding:0;font-size:.95rem;font-weight:800}.choice[data-astro-cid-fxto7ava]{flex-flow:wrap;gap:.5rem;display:flex}.choice[data-astro-cid-fxto7ava] legend[data-astro-cid-fxto7ava]{width:100%}.pill[data-astro-cid-fxto7ava]{border:1.5px solid var(--field-border);cursor:pointer;background:#fff;border-radius:999px;align-items:center;gap:.4rem;padding:.45rem .85rem;font-weight:700;display:inline-flex}.pill[data-astro-cid-fxto7ava]:has(input:checked){border-color:var(--ink);background:var(--sage)}.pill[data-astro-cid-fxto7ava] input[data-astro-cid-fxto7ava]{accent-color:var(--ember);width:1.05rem;height:1.05rem}.pill[data-astro-cid-fxto7ava]:focus-within{outline:3px solid var(--ember);outline-offset:2px}.more-assumptions[data-astro-cid-fxto7ava]{border-top:1px solid var(--line-soft);margin-bottom:1rem;padding-top:.9rem}.more-assumptions[data-astro-cid-fxto7ava] summary[data-astro-cid-fxto7ava]{cursor:pointer;color:var(--ember-text);margin-bottom:.8rem;font-weight:850}.more-assumptions[data-astro-cid-fxto7ava]>.hint[data-astro-cid-fxto7ava]{margin:-.6rem 0 1rem}.result[data-astro-cid-fxto7ava]{box-shadow:var(--shadow-lg);border:1px solid var(--line-soft);background:#fff;border-radius:18px;padding:1.6rem;position:sticky;top:5.5rem}@media (width<=860px){.result[data-astro-cid-fxto7ava]{position:static}}.result[data-astro-cid-fxto7ava] h2[data-astro-cid-fxto7ava]{font-family:var(--sans);letter-spacing:.06em;text-transform:uppercase;color:var(--ember-text);margin:0 0 .35rem;font-size:.8rem;font-weight:900}.big[data-astro-cid-fxto7ava]{color:var(--accent-strong);letter-spacing:-.02em;margin:0;font-size:clamp(2.4rem,6vw,3.25rem);font-weight:900;line-height:1.1}.sub[data-astro-cid-fxto7ava]{color:var(--muted);margin:0;font-size:.9rem}.explain[data-astro-cid-fxto7ava]{background:var(--cream);border-left:3px solid var(--ember);border-radius:0 10px 10px 0;margin:1rem 0 .75rem;padding:.75rem .9rem;font-size:.97rem}.next[data-astro-cid-fxto7ava]{margin:.6rem 0}.next[data-astro-cid-fxto7ava] a[data-astro-cid-fxto7ava]{color:var(--ember-text);font-weight:850;text-decoration:none}.next[data-astro-cid-fxto7ava] a[data-astro-cid-fxto7ava]:hover{color:var(--ember-strong);text-decoration:underline}.scenario-line[data-astro-cid-fxto7ava]{color:var(--muted);margin:.5rem 0}.panel[data-astro-cid-fxto7ava]{background:#fff;border-radius:18px;margin-top:1.5rem;padding:1.5rem}.panel[data-astro-cid-fxto7ava] h2[data-astro-cid-fxto7ava]{margin-top:0;font-size:clamp(1.25rem,2.2vw,1.5rem)}.tabs[data-astro-cid-fxto7ava]{flex-wrap:wrap;gap:.4rem;margin:0 0 .75rem;display:flex}.tabs[data-astro-cid-fxto7ava] button[data-astro-cid-fxto7ava]{font:inherit;border:1.5px solid var(--field-border);color:var(--ink);cursor:pointer;background:#fff;border-radius:999px;padding:.45rem .95rem;font-weight:800}.tabs[data-astro-cid-fxto7ava] button[data-astro-cid-fxto7ava][aria-selected=true]{background:var(--ink);color:#fff;border-color:var(--ink)}.tabs[data-astro-cid-fxto7ava] button[data-astro-cid-fxto7ava]:focus-visible{outline:3px solid var(--ember);outline-offset:2px}.table-wrap[data-astro-cid-fxto7ava]{margin-top:.75rem;overflow-x:auto}.sr[data-astro-cid-fxto7ava]{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (width<=560px){.stack[data-astro-cid-fxto7ava] thead[data-astro-cid-fxto7ava]{clip:rect(0, 0, 0, 0);width:1px;height:1px;position:absolute;overflow:hidden}.stack[data-astro-cid-fxto7ava],.stack[data-astro-cid-fxto7ava] tbody,.stack[data-astro-cid-fxto7ava] tr,.stack[data-astro-cid-fxto7ava] th,.stack[data-astro-cid-fxto7ava] td{width:100%;display:block}.stack[data-astro-cid-fxto7ava] tr{border-bottom:1px solid var(--line);padding:.5rem 0}.stack[data-astro-cid-fxto7ava] th,.stack[data-astro-cid-fxto7ava] td{border-bottom:0;padding:.2rem 0}.stack[data-astro-cid-fxto7ava] td{text-align:right;grid-template-columns:1fr auto;gap:.75rem;display:grid}.stack[data-astro-cid-fxto7ava] td:before{content:attr(data-label);color:var(--muted);text-align:left;font-size:.85rem;font-weight:600}.stack[data-astro-cid-fxto7ava] td .detail{grid-column:2}}.table-wrap[data-astro-cid-fxto7ava]:focus-visible{outline:3px solid var(--ember);outline-offset:2px}table[data-astro-cid-fxto7ava]{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;font-size:.95rem}table[data-astro-cid-fxto7ava] th,table[data-astro-cid-fxto7ava] td{text-align:left;border-bottom:1px solid var(--line-soft);vertical-align:top;padding:.55rem .6rem}thead[data-astro-cid-fxto7ava] th[data-astro-cid-fxto7ava]{text-transform:uppercase;letter-spacing:.05em;color:var(--muted);font-size:.78rem}tbody[data-astro-cid-fxto7ava] th{color:var(--ink);font-weight:800}table[data-astro-cid-fxto7ava] td.short{color:var(--ember-text);font-weight:800}table[data-astro-cid-fxto7ava] .detail{color:var(--muted);font-size:.8rem;font-weight:600;display:block}.key{vertical-align:middle;border-top:3px solid;width:1.4rem;height:0;margin:0 .45rem .25rem 0;display:inline-block}.key-fixed{border-color:#b5541c}.key-lower{border-color:#b5541c;border-top-style:dashed}.key-dynamic{border-color:#2b7a64;border-top-style:dotted}.key-guardrails{border-color:#14352f;border-top-style:dashed;border-top-width:2px}.chart[data-astro-cid-fxto7ava]{margin:1rem 0 0}.chart[data-astro-cid-fxto7ava] svg[data-astro-cid-fxto7ava]{background:var(--cream);border-radius:12px;width:100%;height:auto}.chart-title[data-astro-cid-fxto7ava]{color:var(--ink);font-size:.92rem;font-weight:800}.legend[data-astro-cid-fxto7ava]{flex-wrap:wrap;gap:.3rem 1.1rem;margin:.4rem 0 0;padding:0;font-size:.9rem;list-style:none;display:flex}.bad-years[data-astro-cid-fxto7ava]{border-left:4px solid var(--ember)}.formula[data-astro-cid-fxto7ava]{border:1px solid var(--line);background:#fff;border-radius:10px;padding:.7rem .9rem;font-family:ui-monospace,SFMono-Regular,Menlo,monospace}.prose[data-astro-cid-fxto7ava]{padding-top:1rem}.prose[data-astro-cid-fxto7ava] h2[data-astro-cid-fxto7ava]{font-size:clamp(1.5rem,2.6vw,1.9rem)}.faq[data-astro-cid-fxto7ava] details[data-astro-cid-fxto7ava]{border:1px solid var(--line-soft);background:#fff;border-radius:12px;margin-bottom:.6rem;padding:.75rem 1rem;box-shadow:0 1px 2px #14352f0a}.faq[data-astro-cid-fxto7ava] summary[data-astro-cid-fxto7ava]{cursor:pointer;color:var(--ink);font-weight:800}.sources[data-astro-cid-fxto7ava] li[data-astro-cid-fxto7ava],.adviser[data-astro-cid-fxto7ava] li[data-astro-cid-fxto7ava]{margin-bottom:.4rem}.read-more[data-astro-cid-fxto7ava]{margin:.35rem 0 0;font-size:.93rem}.short-answer[data-astro-cid-fxto7ava]{border:1px solid var(--line-soft);border-left:4px solid var(--ember);max-width:46rem;box-shadow:var(--shadow);background:#fff;border-radius:0 12px 12px 0;margin:1.25rem 0 0;padding:.8rem 1.1rem}.short-answer[data-astro-cid-fxto7ava] h2[data-astro-cid-fxto7ava]{font-family:var(--sans);letter-spacing:.06em;text-transform:uppercase;color:var(--ember-text);margin:0 0 .25rem;font-size:.8rem;font-weight:900}.short-answer[data-astro-cid-fxto7ava] p[data-astro-cid-fxto7ava]{margin:0}.mobile-bar[data-astro-cid-fxto7ava]{display:none}@media (width<=860px){.mobile-bar[data-astro-cid-fxto7ava]{z-index:10;background:var(--ink);color:#fff;border-radius:14px;align-items:baseline;gap:.4rem;padding:.75rem 1.1rem;text-decoration:none;display:flex;position:fixed;bottom:.75rem;left:.75rem;right:.75rem;box-shadow:0 10px 24px #14352f4d}.mobile-bar[data-astro-cid-fxto7ava] strong[data-astro-cid-fxto7ava]{font-size:1.15rem}.mobile-bar[data-astro-cid-fxto7ava] span[data-astro-cid-fxto7ava]{color:#d9e4df;margin-left:auto;font-size:.85rem}}